UNINSURED MOTORIST
Uninsured motorist coverage pays for medical treatment, lost wages and other damages if a driver who has no insurance hits you. If your uninsured motorist coverage includes property damage, then your cycle would also be covered under the same circumstances. Check with your insurance professional to see if property damage is included or needs to be purchased separately.

UNDERINSURED MOTORIST
Underinsured motorist coverage is similar to uninsured motorist coverage, except it applies when the party has lower coverage limits than you do and damages exceed the other party's limits.

Many factors can play a role in determining what your insurance costs will be such as being a graduate of a rider-training course, your age, your driving record, where you live and the type of motorcycle you own.

Additional Information on Motorcycle Insurance:

Liability
Collision
Comprehensive
Uninsured/Underinsured Motorist
Tips for the cost conscious rider

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