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 LIFE INSURANCE |
 Whole Life
Term Life
Estate Planning
Disability
Long Term Care
Annuities
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 Whole Life: Life insurance is necessary to provide for your loved ones' most important needs in the event of your death. Consider the ways in which they depend on you for their survival--paying off the mortgage, food costs, medical bills, child care, education, and other vital requirements of a full life...
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Term Life: This type of life insurance provides protection for a specified period of time, typically from one to 30 years. It pays a death benefit only if you die during this term. Some policies can be automatically renewed at the end of the coverage period, and some can be converted to permanent insurance without the need for a medical exam...
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Estate Planning: Life insurance is an extremely important item to consider in the Estate Planning process. Relatively small sums of money spent on life insurance can create or retain a substantial estate. Moreover, life insurance often provides the least painful way to pay estate taxes, due to its tax-preferred treatment...
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Disability: Who will provide for your family in the event of a prolonged disability? Can you really count on your employer to sustain your income if you can no longer work?
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Long Term Care: As people age, the demand for all types of health care increases, especially long term care. For many people, this type of assistance will be required for the remainder of their lives... Learn More
Annuities: Many people find the mere mention of annuities intimidating. There seem to be (and indeed, are) a wide range of options, offering many chances for making an unwise decision...
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