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Individual Health Insurance:

"At least you've got your health." How many of us really appreciate the profundity of that saying until something arises to threaten our well being? We live in a society dominated by images of fitness and vitality--so when we or someone we love actually gets sick, the illness all too often finds us unprepared. De Carlo Insurance offers a vast range of health insurance options that will provide you with the protection you need based upon your age, family history, and a number of other relevant factors.

Managed care occurs when insurance companies actively get involved in negotiating fees for medical services and set guidelines for treatment. While virtually no medical provider enjoys accepting less payment for services or being told what to do, most providers agree that managed care saves the consumer money. In fact, Preferred Provider Organizations (PPOs) and Health Maintenance Organizations (HMOs) have successfully reduced medical insurance premiums for millions of people in the United States.

Additional Information on Individual Health Insurance

Preferred Provider Organizations (PPOs)
Health Maintenance (HMOs)
Deductible
Family Deductible
Deductible Carryover
High Deductible Plans and Saving Money
Out of Pocket Maximum

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