Deductible:
The deductible on a health insurance plan is the amount of money that an
insured must pay before the insurance company pays anything. Usually the
deductible accumulates throughout the calendar year. This means that any
eligible medical bills that you run up between January 1 and December 31
count toward the deductible. Once you have met your deductible, the
insurance company starts paying benefits. You should be aware that there
is usually a family deductible and sometimes a deductible carryover. Our
consultants generally recommend that you save yourself premium by
obtaining as high a deductible ($1,000 to $2,000) as you can afford to
pay.Additional Information on Individual Health Insurance
Preferred
Provider Organizations (PPOs)
Health
Maintenance (HMOs)
 Deductible
Family Deductible
Deductible
Carryover
High Deductible
Plans and Saving Money
Out of Pocket
Maximum
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