One-quarter of the homes in California have earthquake insurance. The basic homeowner's insurance policy does not include coverage for the damage caused by an earthquake. De Carlo Insurance Services offers earthquake policies that cover owners of single family detached homes of wood frame construction, including stucco, brick veneer and decorative brick. Owners of condo units and townhomes may also be eligible for protection. An important coverage to consider is for temporary living expenses, which pays for motel and meals if you have to move out of our home during repairs. There is usually no deductible on this coverage. Earthquake insurance is very specific coverage and understanding the details of your policy is very important. At De Carlo Insurance Services, we'll make sure your insurance coverage is rock solid--even when the ground isn't.

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