Deferred Annuities:
The most popular type of
annuity is the deferred annuity. With a deferred
annuity a premium is deposited with the
insurance company. In exchange, they agree to
credit to you a certain rate of interest for a
certain period of time. The most important
feature of a deferred annuity is that the
interest accumulates on a tax-deferred basis.
Except for this important tax advantage,
deferral of taxes on interest, an annuity
performs much like a bank Certificate of Deposit
(CD) in its accumulation phase. For most people
who are in higher income tax brackets and plan
to invest for a longer period of time, deferred
annuities will significantly outperform bank
CDs.Additional Information on
Annuities:
 Deferred Annuities
Immediate Annuities
Who Should Invest in an
Annuity? -Investor Profile
Tax Deferred Accumulation
Tax Preferred Payouts
Guaranteed vs. Promises
Fees
Carrier's Financial
Strength
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